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3900 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3900 Packard Ave, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,440 sqft Living Area
Lot Size113,256 sqft (2.6 acres)
OccupancyOwner Occupied
Last Sale$431,500 (2024)
Tax Bill$4,372.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-4950-0001-1030
Alternative APNs
  • 263131495000011030
  • 98641

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area
Gross Area1,488 sqft Gross Area
1st Floor1,440 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Architectural StyleCustom Design Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area113,256 sqft (2.6 acres)

Exterior Amenities

Porch Area264 sqft Porch
Greenhouse1,740 sqft Greenhouse
Pole Structure800 sqft Pole Structure
Utility Building400 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3900 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7371
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS L & I C PB B PG 27 LOT 103 LESS N 152 FT
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1030
Legal Lot Number103
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43205

Owner

Source: Osceola County records · APN 31-26-31-4950-0001-1030

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Aug 29, 2023Warranty Deed, Transfer · Balloon Payment
NEWPORT HOLDINGS LLC
Oct 25, 2021Intrafamily Transfer, Transfer
Jan 05, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleAug 29, 2023 · Amount on Record
Deed Doc Number2024124545
Deed Book / Page6671 / 1708
Prior Transfer DateOct 15, 2021
Prior Transfer Doc0060720369
Record RefreshedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2024
Property Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0066711708
Book / Page6671 / 1708
Map ReferenceMB B PG 27
Instrument DateSep 20, 2024
Instrument2024124545
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,020.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8141 DE HAVEN ST, ORLANDO, FL 32832-5006

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371

Mortgage

Document Number2024124546
DateSep 30, 2024
Instrument2024124546
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2023
Property Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0064652949
Book / Page6465 / 2949
Map ReferenceMB B PG 27
Instrument DateAug 28, 2023
Instrument2023113984
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10936 24TH ST, LIVE OAK, FL 32060-8502

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 S SEMORAN BLVD, ORLANDO, FL 32822-1635

Mortgage

Document Number0064652951
DateAug 29, 2023
Instrument6465/2951
Lender
NameNEWPORT HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term12 Months
DueAug 28, 2024

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 25, 2021
Property Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0060720369
Book / Page6072 / 369
Map ReferenceMB B PG 27
Instrument DateOct 15, 2021
Instrument2021165645
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4351 FANNY BASS RD, SAINT CLOUD, FL 34772-7423

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 05, 2017
Property Address3900 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0050811168
Book / Page005081 / 001168
Instrument DateDec 27, 2016
Instrument2525
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3900 PACKARD AVE ST CLOUD FL 347727371, ST CLOUD, FL 34772-7371

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,430.00 (+1.33%)$309,200 (+32.53%) Land $169,000 Building $140,200$309,200 (+32.53%) Land $169,000 Building $140,200
2024$4,372.00 (+18.51%)
2023$3,689.00 (+13.33%)$233,300 (+21.7%) Land $131,300 Building $102,000$233,300 (+21.7%) Land $131,300 Building $102,000
2022$3,255.00$191,700 Land $117,000 Building $74,700$191,700 Land $117,000 Building $74,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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