3895 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3895 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Custom Design
Year Built	Built 1992
Square Footage	1,518 sqft Living Area
Lot Size	40,946 sqft (0.94 acres)
Occupancy	Owner Occupied
Tax Bill	$944.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-31-5140-000C-0090`
Alternative APNs	`2631315140000C0090` `99003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Living Area
1st Floor	1,518 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	40,946 sqft (0.94 acres)
Depth X Width	371 ft x 110 ft Depth x Width
Porch Area	336 sqft Porch
Pole Structure	1,140 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3895 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7380
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR ACRES PB 1 PG 425 BLK C LOT 9
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR ACRES
Legal Tract	5140
Legal Block	C
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43205

Owner

Source: Osceola County records · APN 31-26-31-5140-000C-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3895 PACKARD AVE, SAINT CLOUD, FL 34772-7380
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 03, 2025
Transfer Doc	0068140751
Record Refreshed	Jun 08, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jul 07, 2025
Property Address	3895 PACKARD AVE, SAINT CLOUD, FL 34772-7380
Document Number	0068140751
Book / Page	6814 / 751
Map Reference	MB 1 PG 45
Instrument Date	Jul 07, 2025
Instrument	2025083610
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3895 PACKARD AVE, SAINT CLOUD, FL 34772-7380

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3895 PACKARD AVE, SAINT CLOUD, FL 34772-7380

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00 (+10.81%)	$49,065 (+5.98%)	$166,100 (+6.41%) Land $60,000 Building $106,100
2024	$944.00 (+2.72%)
2023	$919.00 (+7.61%) Homeowner's exemption	$46,295 (+3%)	$156,100 (+43.87%) Land $50,000 Building $106,100
2022	$854.00 Homeowner's exemption	$44,947	$108,500 Land $32,000 Building $76,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.