Osceola County property record for 3880 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2008 |
| Square Footage | 3,456 sqft Living Area |
| Lot Size | 95,875 sqft (2.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2017) |
| Tax Bill | $3,640.00 (2024) |
| Primary APN | 31-26-31-4950-0001-0900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,456 sqft Living Area |
| Gross Area | 3,795 sqft Gross Area |
| 1st Floor | 3,456 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 95,875 sqft (2.2 acres) |
| Garage Area | 832 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 36 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 144 sqft Shed |
| Deck Area | 400 sqft Deck |
| Porch Area | 339 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3880 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7355 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 27 N 150 FT LOT 90 LESS E 7.5 FT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 900 |
| Legal Lot Number | 90 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43205 |
Source: Osceola County records · APN 31-26-31-4950-0001-0900
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage AGAVE HOME LOANS LLC |
| Oct 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 02, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Prior Sale | Nov 09, 2010 · Amount on Record |
| Deed Doc Number | 2017152308 |
| Deed Book / Page | 5228 / 2835 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0068911983 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Document Number | 0068911983 |
| Book / Page | 6891 / 1983 |
| Map Reference | MB B PG 27 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025151013 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Document Number | 0068911986 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 6891/1986 |
| Name | AGAVE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2017 |
| Property Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Document Number | 0052282835 |
| Book / Page | 5228 / 2835 |
| Map Reference | MB B PG27 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 2017152308 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PARAGON TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3880 PACKARD AVE, 3880, SAINT CLOUD, FL 34772-7355 |
| Name | Verified Name |
|---|---|
| Address | 804 CAREW AVE, ORLANDO, FL 32804-2029 |
| Document Number | 0052282836 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 5228/2836 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 02, 2017 |
| Property Address | 3880 PACKARD AVE, SAINT CLOUD, FL 34772-7355 |
| Document Number | 0050962277 |
| Book / Page | 005096 / 002277 |
| Instrument Date | Aug 26, 2016 |
| Instrument | 18791 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3880 PACKARD AVE ST CLOUD FL 347727355, ST CLOUD, FL 34772-7355 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,829.00 (+5.19%) Homeowner's exemption | $265,807 (+5.99%) | $653,700 (+7.27%) Land $143,000 Building $510,700 |
| 2024 | $3,640.00 (+2.16%) | ||
| 2023 | $3,563.00 (+8.1%) Homeowner's exemption | $250,793 (+6.83%) | $609,400 (+16.74%) Land $111,100 Building $498,300 |
| 2022 | $3,296.00 Homeowner's exemption | $234,751 | $522,000 Land $99,000 Building $423,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 413 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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