Comal County property record for 389 River Cliff Pl, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,696 sqft · built 2010 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $241,900 (Aug 2007) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0150-2276-00 |
| Primary APN | 36-0150-2276-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,696 sqft Living Area |
| Gross Area | 6,249 sqft |
| 1st Floor Area | 4,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 91,476 sqft |
| Lot Dimensions | 380 ft deep x 176 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,072 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 958 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 389 RIVER CLIFF PL |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYSTIC SHORES 21, LOT 2276AP |
| Legal Subdivision | MYSTIC SHORES 21 |
| Legal Block | 2 |
| Legal Lot Number | 2276 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 310609 |
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 389 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5495 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORP |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit PROSPERITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2007 · Amount on Record |
| Deed Sale | Aug 7, 2007 · Amount on Record |
| Deed Document Number | 20076032394 |
| Last Transfer Date | Aug 26, 2020 |
| Transfer Doc | 0000038593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 389 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0006058378 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 202106058378 |
| Name | STANDARD MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEW ORLEANS, LA 70139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 389 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5495 |
| Document Number | 0006001646 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 389 RIVER CLIFF PL SPRING BRANCH TX 780705495, SPRING BRANCH, TX 78070-5495 |
| Document Number | 0006001646 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 6001646 |
| Name | PROSPERITY BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 13, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,280 (-4%) Land $124,470 Building $811,810 | $936,280 (-16.28%) Land $124,470 Building $811,810 | |
| 2025 | $6,312.00 (-11.04%) Homeowner's exemption Senior Citizen's exemption | $975,284 (-22.11%) | $1,118,360 (-10.69%) Land $158,760 Building $959,600 |
| 2024 | $7,095.00 (+6.07%) | ||
| 2023 | $1,252,160 Land $174,640 Building $1,077,520 | $1,252,160 Land $174,640 Building $1,077,520 | |
| 2022 | $6,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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