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3884 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3884 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,069 sqft · built 2018
Lot Size0.104 acres (4,535 sqft)
Owner2 Individual Names on Record
Last Sale$272,990 (Sep 2018)
Tax Bill$3,576 (2024)
Deeds & MortgagesDec 2021 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0300

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0300
Alternative APN
  • 20311750200000300

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,069 sqft Living Area
Gross Area2,510 sqft
1st Floor Area819 sqft
Upper Floors Area1,250 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,535 sqft (0.104 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3884 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal SubdivisionWYNDHAM PRESERVE
Legal Lot Number30
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 18, 2019Deed of Trust, Mortgage · VA Mortgage
FBC MORTGAGE LLC
Sep 12, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
Jan 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2018 · Amount on Record
Deed SaleSep 12, 2018 · Amount on Record
Deed Document Number2018103711
Deed Book / Page9207 / 1688
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number0101111599
DateDec 1, 2021
Book Page10111/1599
Instrument2021157205
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term337 Months
DueJan 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094790685
DateNov 18, 2019
Book Page09479/0685
Instrument2019125002
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 12, 2018
Property Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0092071688
Book / Page09207 / 1688
Map ReferenceMB81 PG93-102
Instrument DateAug 28, 2018
Instrument2018103711
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number2018103713
DateSep 12, 2018
Instrument2018103713
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateJan 19, 2018
Property Address3884 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090610416
Book / Page009061 / 000416
Instrument DateJan 19, 2018
Instrument7168
Transaction TypeTransfer
Record UpdatedFeb 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26,544.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$257,287 (+5.99%)$383,283 (+1.42%) Land $88,000 Building $295,283
2024$3,576.00 (+3.11%)
2023$3,468.00 (+3.12%) Homeowner's exemption$242,753 (+3%)$377,907 (+21.62%) Land $88,000 Building $289,907
2022$3,363.00 Homeowner's exemption$235,683$310,725 Land $72,000 Building $238,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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