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3860 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3860 Saltmarsh Loop, Sanford, FL 32773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,076 sqft · built 2018
OwnerIndividual Name on File
Last Sale$270,870 (Jan 2019)
Tax Bill$4,245 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0260

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,076 sqft Living Area
1st Floor Area1,314 sqft
2nd Floor Area762 sqft
Upper Floors Area762 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3860 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number26
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 03, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Jan 17, 2019Special Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
Mar 16, 2018Grant Deed, Transfer
ATTORNEY ONLY
Mar 26, 2018Loan Modification, Mortgage
FIFTH THIRD BK/BOONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Deed Document Number2019006115
Deed Book / Page09284 / 0771
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number0103860205
DateFeb 06, 2023
Book Page10386/205
Instrument2023011077
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 06, 2038

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number0098611472
DateMar 03, 2021
Book Page9861/1472
Instrument2021028406
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 17, 2019
Property Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0092840771
Book / Page09284 / 0771
Map ReferenceMB 81 PG 93
Instrument DateNov 28, 2018
Instrument2019006115
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,896.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number2019006116
DateJan 17, 2019
Instrument2019006116
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 16, 2018
Property Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090930081
Book / Page009093 / 000081
Instrument DateMar 14, 2018
Instrument29301
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,896.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Recording DateMar 26, 2018
Property Address3860 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090970664
Book / Page009097 / 000664
Instrument DateMar 14, 2018
Instrument32323
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Mortgage

Document Number90970664
DateMar 26, 2018
Book Page009097/000664
Instrument32323
Lender
NameFIFTH THIRD BK/BOONE
TypeBank
Address3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,245.00 (+12.81%) Homeowner's exemption$269,623 (+5.99%)$391,241 (+1.39%) Land $88,000 Building $303,241
2023$3,763.00 (+2.98%) Homeowner's exemption$254,392 (+3%)$385,876 (+5.19%) Land $88,000 Building $297,876
2022$3,654.00 Homeowner's exemption$246,983$366,845 Land $72,000 Building $294,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 329 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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