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3887 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3887 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,069 sqft · built 2019
OwnerCompany Name on File
Last Sale$450,000 (Jun 2022)
Tax Bill$6,965 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-1680

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-1680

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,069 sqft Living Area
1st Floor Area819 sqft
2nd Floor Area1,250 sqft
Upper Floors Area1,250 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area42 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3887 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number168
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1101
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-1680

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · FHA Mortgage
RUTH RUTHL ETAL
Jun 29, 2022Warranty Deed, Transfer
OS NATIONAL LLC
May 25, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Feb 04, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Jan 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Document Number2022075995
Deed Book / Page10268 / 1880
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095

Mortgage

Document Number0098631585
DateMar 04, 2021
Book Page9863/1585
Instrument2021029259
Lender
NameRUTH RUTHL ETAL
TypePrivate Party
Address12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueFeb 01, 2049

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 29, 2022
Property Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095
Document Number0102681880
Book / Page10268 / 1880
Map ReferenceMB 81 PG 93-102
Instrument DateJun 28, 2022
Instrument2022075995
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 25, 2022
Property Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095
Document Number0102451902
Book / Page10245 / 1902
Map ReferenceMB 81 PG 93-102
Instrument DateMay 19, 2022
Instrument2022062093
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,021.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1633 HILL PARK DR, DELTONA, FL 32725-4335

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 04, 2019
Property Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095
Document Number0092921613
Book / Page09292 / 1613
Map ReferenceMB 81 PG 93-102
Instrument DateJan 18, 2019
Instrument2019012142
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,862.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1405 OLD ALABAMA RD STE 200, 1405, ROSWELL, GA 30076-2168

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095

Mortgage

Document Number2019012143
DateFeb 04, 2019
Instrument2019012143
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateJan 19, 2018
Property Address3887 SALTMARSH LOOP, SANFORD, FL 32773-7095
Document Number0090610416
Book / Page009061 / 000416
Instrument DateJan 19, 2018
Instrument7168
Transaction TypeTransfer
Record UpdatedFeb 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26,544.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,965.00 (+3.15%)$385,768 (+1.44%)$385,768 (+1.44%) Land $88,000 Building $297,768
2023$6,752.00 (+33.23%)$380,286 (+29.33%)$380,286 (+21.56%) Land $88,000 Building $292,286
2022$5,068.00$294,046$312,843 Land $72,000 Building $240,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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