3866 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3866 Saltmarsh Loop, Sanford, FL 32773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Owner	Individual Name on File
Last Sale	$235,850 (Oct 2018)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-502-0000-0270`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-502-0000-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3866 SALTMARSH LOOP
City	SANFORD
State	FL
Zip	32773-7094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	WYNDHAM PRESERVE
Legal Tract	502
Legal Lot Number	27
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1099
Census Tract	21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Oct 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 26, 2018	Loan Modification, Mortgage FIFTH THIRD BK/BOONE
Mar 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	2018117302
Deed Book / Page	09229 / 1658
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096280575
Date	Jun 18, 2020
Book Page	9628/575
Instrument	2020063694

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 12, 2018
Property Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number	0092291658
Book / Page	09229 / 1658
Map Reference	MB81 PG93
Instrument Date	Sep 27, 2018
Instrument	2018117302
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number	2018117303
Date	Oct 12, 2018
Instrument	2018117303

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	Mar 26, 2018
Property Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number	0090970664
Book / Page	009097 / 000664
Instrument Date	Mar 14, 2018
Instrument	32323
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

Mortgage

Document Number	90970664
Date	Mar 26, 2018
Book Page	009097/000664
Instrument	32323

Lender

Name	FIFTH THIRD BK/BOONE
Type	Bank
Address	3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801

Agreement

Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 16, 2018
Property Address	3866 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number	0090930081
Book / Page	009093 / 000081
Instrument Date	Mar 14, 2018
Instrument	29301
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,896.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,381.00 (+13.15%) Homeowner's exemption	$223,315 (+5.99%)	$312,684 (-3.62%) Land $88,000 Building $224,684
2023	$2,988.00 (+3.18%) Homeowner's exemption	$210,700 (+3%)	$324,418 (+17.82%) Land $88,000 Building $236,418
2022	$2,896.00 Homeowner's exemption	$204,563	$275,346 Land $72,000 Building $203,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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