Seminole County property record for 3893 Saltmarsh Loop, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 2018 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,990 (Oct 2018) |
| Tax Bill | $4,154 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-502-0000-1690 |
| Primary APN | 17-20-31-502-0000-1690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 2,674 sqft |
| 1st Floor Area | 2,254 sqft |
| Upper Floors Area | 1,260 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3893 SALTMARSH LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 169 WYNDHAM PRESERVE PB 81 PGS 93-102 |
| Legal Subdivision | WYNDHAM PRESERVE |
| Legal Lot Number | 169 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 21000 |
Source: Seminole County assessment roll, APN 17-20-31-502-0000-1690, as of December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FBC MTG |
| May 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FBC MTG |
| Oct 03, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Jan 19, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2018 · Amount on Record |
| Deed Sale | Oct 03, 2018 · Amount on Record |
| Deed Document Number | 2018113011 |
| Deed Book / Page | 9222 / 1471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 22, 2026 |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0110431323 |
| Book / Page | 11043 / 1323 |
| Instrument Date | May 05, 2026 |
| Instrument | 202651398 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0000051398, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 11043/1323 |
| Instrument | 202651398 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Aug 01, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA INC |
| Name | Verified Name |
|---|---|
| Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0099910239 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 9991/239 |
| Instrument | 2021095250 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0095830212 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | LEADING EDGE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3893 SALTMARSH LOOP SANFORD FL 327737095, SANFORD, FL 32773-7095 |
| Document Number | 0095830212 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 009583/000212 |
| Instrument | 41202 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0093701064 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | CLEAR TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3893 SALTMARSH LOOP SANFORD FL 327737095, SANFORD, FL 32773-7095 |
| Document Number | 0093701064 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 009370/001064 |
| Instrument | 61271 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 03, 2018 |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0092221471 |
| Book / Page | 09222 / 1471 |
| Map Reference | MB81 PG93-102 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 2018113011 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIDELITY NATL TITLE OF FLORI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 OLD ALABAMA RD STE 200, 1405, ROSWELL, GA 30076-2168 |
| Name | Verified Name |
|---|---|
| Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 2018113012 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 2018113012 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 19, 2018 |
| Property Address | 3893 SALTMARSH LOOP, SANFORD, FL 32773-7095 |
| Document Number | 0090610416 |
| Book / Page | 009061 / 000416 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 7168 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26,544.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419 |
| Investor | Possibly a Property Investor |
Source: Seminole County assessment roll as of December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,154.00 (+9%) Homeowner's exemption | $272,432 (+5.99%) | $406,013 (+1.44%) Land $88,000 Building $318,013 |
| 2023 | $3,811.00 (+3%) Homeowner's exemption | $257,043 (+3%) | $400,230 (+21.61%) Land $88,000 Building $312,230 |
| 2022 | $3,700.00 Homeowner's exemption | $249,556 | $329,111 Land $72,000 Building $257,111 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 192 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system FL3590205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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