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3854 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3854 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,076 sqft · built 2018
OwnerIndividual Name on File
Last Sale$270,200 (Sep 2018)
Tax Bill$5,039 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Mar 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0250

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,076 sqft Living Area
1st Floor Area1,314 sqft
2nd Floor Area762 sqft
Upper Floors Area762 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3854 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number25
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3854 SALTMARSH LOOP, SANFORD, FL 32773-7094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2018Special Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
Mar 16, 2018Grant Deed, Transfer
ATTORNEY ONLY
Mar 14, 2018Loan Modification, Mortgage
FIFTH THIRD BK/BOONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2018 · Amount on Record
Deed SaleSep 25, 2018 · Amount on Record
Deed Document Number2018109607
Deed Book / Page09217 / 1890
Record UpdatedJun 08, 2026

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 25, 2018
Property Address3854 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0092171890
Book / Page09217 / 1890
Map ReferenceMB81 PG93
Instrument DateSep 12, 2018
Instrument2018109607
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,891.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address3854 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number2018109608
DateSep 25, 2018
Instrument2018109608
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 16, 2018
Property Address3854 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090930081
Book / Page009093 / 000081
Instrument DateMar 14, 2018
Instrument29301
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,896.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address3854 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090970664
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Mortgage

Document Number0090970664
DateMar 26, 2018
Book Page009097/000664
Instrument32323
Lender
NameFIFTH THIRD BK/BOONE
TypeBank
Address3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,039.00 (+12.55%) Homeowner's exemption$312,186 (+5.99%)$391,241 (+1.39%) Land $88,000 Building $303,241
2023$4,477.00 (+2.92%) Homeowner's exemption$294,551 (+3%)$385,876 (+5.19%) Land $88,000 Building $297,876
2022$4,350.00 Homeowner's exemption$285,972$366,845 Land $72,000 Building $294,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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