3838 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3838 Packard Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.34 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`312631495000010745`

Property Details

APN / Parcel Number

Primary APN	`312631495000010745`

Exterior

Lot Area	102,366 sqft (2.34 acres)

Location & Zoning

Street Address	3838 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7381
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S L & I C PB B PG 27 S 160 FT LOT 74 LESS E 7.5 FT
Legal Lot Number	74
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43205

Owner

3838 Packard Ave, residential vacant land, is owned by an individual who bought it in January 2024.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4910 OAKWAY DR, SAINT CLOUD, FL 34771-7974
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Deed Document Number	2024006425
Deed Book / Page	6534 / 2360
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 17, 2024
Property Address	3838 PACKARD AVE, SAINT CLOUD, FL 34772-7381
Document Number	0065342360
Book / Page	6534 / 2360
Map Reference	MB B PG 27
Instrument Date	Jan 16, 2024
Instrument	2024006425
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3824 PACKARD AVE, SAINT CLOUD, FL 34772-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 OAKWAY DR, SAINT CLOUD, FL 34771-7974

Tax Assessment & Valuation

The 2025 property tax bill for 3838 Packard Ave was $2,117.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00	$152,800 Land $152,800	$152,800 Land $152,800
2023	$1,657.00	$118,700 Land $118,700	$118,700 Land $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3838 Packard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3838 Packard Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20