3869 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3869 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,913 sqft · built 2006
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Apr 2021)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-029-04`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-029-04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,913 sqft Living Area
Gross Area	5,246 sqft
1st Floor Area	1,983 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	105 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	1,518 sqft
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3869 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 9 & 10 & PT CLOSEDRD BETWEEN 9&10 BLK V ISLAND VIEW AS REC OR 4440 PG 929
Legal Range	26E
Legal Township	03S
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	V
Legal Lot Number	9,10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 24, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	202121577
Deed Book / Page	4440 / 929
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0031971844
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jul 2, 2026
Property Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Document Number	0000032555
Book / Page	5062 / 70
Instrument Date	Jun 25, 2026
Instrument	202632555
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0000032555,
Date	Jul 2, 2026
Book Page	5062/70
Instrument	202632555

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 7, 2021
Property Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Document Number	0044400929
Book / Page	4440 / 929
Map Reference	MB 6 PG 10
Instrument Date	Mar 24, 2021
Instrument	2021021577
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14981 BARTRAM CREEK BLVD, 14981, JACKSONVILLE, FL 32259-7034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0004440931
Date	Apr 7, 2021
Instrument	4440/931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3869 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041350159
Date	Oct 24, 2018
Book Page	4135/0159
Instrument	2018055932

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,248.00 (+4.66%) Homeowner's exemption	$580,916 (+5.99%)	$648,161 (+2.29%) Land $80,352 Building $567,809
2024	$7,881.00 (-2.06%)
2023	$8,047.00 (+4.41%) Homeowner's exemption	$548,102 (+3%)	$633,646 (+19.08%) Land $80,352 Building $553,294
2022	$7,707.00 Homeowner's exemption	$532,138 Land $80,352 Building $451,786	$532,138 Land $80,352 Building $451,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Eldridge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures