3870 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3870 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1993
Lot Size	0.412 acres (17,990 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2022)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-024-00`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-024-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Heated Area
Gross Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.412 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	66 sqft
Patio Area	80 sqft
Fence	Fence
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3870 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 9 EX PT ST RD & E 90' LOT10 BLK L ISLAND VIEW AS REC OR 4657 PG 101
Legal Range	26
Legal Township	03
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	L
Legal Lot Number	9,10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County records · APN 40-03-26-018442-024-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3870 ELDRIDGE AVE, ORANGE PARK, FL 32073-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	2022061062
Deed Book / Page	4657 / 101
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 12, 2022
Property Address	3870 ELDRIDGE AVE, ORANGE PARK, FL 32073-2155
Document Number	0046570101
Book / Page	4657 / 101
Map Reference	MB 6 PG 10
Instrument Date	Oct 05, 2022
Instrument	2022061062
Transaction Type	Transfer
Record Updated	Nov 02, 2022
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 LEXINGTON DR, 1075, MOODY, AL 35004-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 ELDRIDGE AVE, ORANGE PARK, FL 32073-2155

Mortgage

Document Number	0004657104
Date	Oct 12, 2022
Instrument	4657/104

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,548.00 (-5.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$217,223 (+5.99%)	$219,179 (+6.94%) Land $25,000 Building $194,179
2023	$2,685.00 (+147.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,954 (+111.71%) Land $25,000 Building $179,954	$204,954 (+34.05%) Land $25,000 Building $179,954
2022	$1,083.00 Homeowner's exemption	$96,807	$152,899 Land $25,000 Building $127,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.