3931 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3931 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 1981
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual on Record
Last Sale	$200,000 (Apr 2018)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-026-01`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-026-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	1,681 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	86 sqft
Patio Area	448 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3931 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 12 BLK L ISLAND VIEW S/D AS REC OR 4073 PG 2193
Legal Range	26E
Legal Township	03S
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	L
Legal Lot Number	12
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3931 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 16, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	201818956
Deed Book / Page	4073 / 2193
Prior Transfer Date	Sep 14, 2010
Prior Transfer Doc	0032410030
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 9, 2026
Property Address	3931 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0000016812
Book / Page	5032 / 1790
Instrument Date	Apr 1, 2026
Instrument	202616812
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016812,
Date	Apr 9, 2026
Book Page	5032/1790
Instrument	202616812

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2056

Interest

Rate	6%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3931 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0043381270
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3931 ELDRIDGE AVE ORANGE PARK FL 320732128, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	0043381270
Date	Aug 7, 2020
Book Page	004338/001270
Instrument	39873

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 16, 2018
Property Address	3931 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0040732193
Book / Page	004073 / 002193
Instrument Date	Apr 12, 2018
Instrument	18956
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3931 ELDRIDGE AVE ORANGE PARK FL 320732128, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	40740001
Date	Apr 16, 2018
Book Page	004074/000001
Instrument	18957

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+4.96%) Homeowner's exemption	$189,976 (+5.99%)	$294,278 (+5.84%) Land $25,000 Building $269,278
2024	$2,177.00 (-11%)
2023	$2,446.00 (+8.33%) Homeowner's exemption	$179,245 (+3%)	$278,038 (+26.47%) Land $25,000 Building $253,038
2022	$2,258.00 Homeowner's exemption	$174,025	$219,846 Land $25,000 Building $194,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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