3943 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3943 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1956
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-026-00`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-026-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	525 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	342 sqft
Deck Area	84 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3943 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 13 BLK L ISLAND VIEW AS REC OR 4074 PG 1177 & 4607 PG 22
Legal Range	26E
Legal Township	03S
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	L
Legal Lot Number	13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

3943 Eldridge Ave is owned and occupied by two individuals who acquired it in March 2026.

Source: Clay County records, as of April 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 23, 2026	Warranty Deed, Transfer · VA Mortgage LENDINGHOUSE NA LLC
Dec 30, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 17, 2018	Warranty Deed, Transfer · Conventional with PMI PNC BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026
Deed Sale	Mar 23, 2026
Prior Sale	Dec 30, 2025 · Amount on File
Deed Document Number	202613277
Deed Book / Page	5026 / 357
Prior Transfer Date	Mar 16, 2026
Prior Transfer Doc	0050260357
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	0045771485
Date	Mar 1, 2022
Book Page	4577/1485
Instrument	2022013654

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 17, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2026
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0050260357
Book / Page	5026 / 357
Map Reference	MB 6 PG 10
Instrument Date	Mar 17, 2026
Instrument	2026013277
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4238 GEORGIA26, OGLETHORPE, GA 31068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	0005026360
Date	Mar 23, 2026
Instrument	5026/360

Lender

Name	LENDINGHOUSE NA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Dec 30, 2025
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0050002114
Book / Page	5000 / 2114
Map Reference	MB 6 PG 10
Instrument Date	Dec 22, 2025
Instrument	2025060538
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4238 GA HIGHWAY 26 W, OGLETHORPE, GA 31068-7908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 12, 2022
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0046070022
Book / Page	4607 / 22
Map Reference	MB 6 PG 10
Instrument Date	Apr 26, 2022
Instrument	2022030332
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 72, MONTEZUMA, GA 31063-0072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 ELRIDGE AVENUE, ORANGE PARK, FL 32073-2128

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042770939
Date	Feb 10, 2020
Book Page	4277/0939
Instrument	2020007213

Lender

Name	PNC BANK NA
Type	Bank
Address	MONTEZUMA, GA 31063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 24, 2060

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 17, 2018
Property Address	3943 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0040741177
Book / Page	004074 / 001177
Instrument Date	Apr 4, 2018
Instrument	19281
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 ELDRIDGE AVE ORANGE PARK FL 320732128, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	40741179
Date	Apr 17, 2018
Book Page	004074/001179
Instrument	19282

Lender

Name	PNC BK/NJ
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3943 Eldridge Ave was $2,398, up 7.6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+7.58%)	$166,356 Land $25,000 Building $141,356	$166,356 Land $25,000 Building $141,356
2024	$2,229.00 (-7.01%)
2023	$2,397.00 (+20.57%)	$152,876 (+25.73%) Land $25,000 Building $127,876	$152,876 (+25.73%) Land $25,000 Building $127,876
2022	$1,988.00	$121,595 Land $25,000 Building $96,595	$121,595 Land $25,000 Building $96,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3943 Eldridge Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3943 Eldridge Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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