3859 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3859 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,874 sqft · built 2005
Lot Size	0.17 acres (7,448 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2017)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-029-01`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-029-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,874 sqft Heated Area
Gross Area	3,768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,448 sqft (0.17 acres)
Porch	Porch
Porch Area	894 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3859 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 9 & 13 BLK V ISLAND VIEW AS REC O R 17914 PG 1748 (DUVAL) & 3955 PG 2016
Legal Range	26
Legal Township	03
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	V
Legal Lot Number	9,13 13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 23, 2017	Warranty Deed · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	0179141748
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0048080497
Date	Apr 1, 2024
Book Page	4808/497
Instrument	2024015050

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0046321054
Date	Jul 27, 2022
Book Page	4632/1054
Instrument	2022045683

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0044472142
Date	Apr 26, 2021
Book Page	4447/2142
Instrument	2021025548

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2017: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2017
Property Address	3859 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Document Number	0039552016
Book / Page	003955 / 002016
Instrument Date	Mar 15, 2017
Instrument	14665
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ELDRIDGE AVE ORANGE PARK FL 320732154, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	39590285
Date	Mar 23, 2017
Book Page	003959/000285
Instrument	16576

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,760.00 (-1.88%) Homeowner's exemption	$286,696 (+5.99%)	$317,180 (-8.31%) Land $20,000 Building $297,180
2023	$3,832.00 (+6.27%) Homeowner's exemption	$270,502 (+3%)	$345,918 (+6.37%) Land $20,000 Building $325,918
2022	$3,606.00 Homeowner's exemption	$262,624	$325,206 Land $20,000 Building $305,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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