3919 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3919 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,037 sqft · built 1977
Lot Size	0.505 acres (21,997 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Oct 2017)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-025-00`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
1st Floor Area	2,037 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,997 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Open/Unfinished Porch
Porch Area	315 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3919 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	W 10 LOT 10 & ALL LOT 11 BLK L ISLAND VIEW S/D AS REC OR 4018 PG 2173, 4248 PG 1871
Legal Range	26E
Legal Township	03S
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	L
Legal Lot Number	10,11
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3919 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE EQUITY PARTNERS
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 10, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Oct 11, 2000 · Amount on Record
Deed Document Number	201751248
Deed Book / Page	4018 / 2173
Last Transfer Date	Nov 1, 2019
Transfer Doc	0042481871
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Aug 4, 2026
Property Address	3919 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0000038761
Book / Page	5073 / 1131
Instrument Date	Jul 29, 2026
Instrument	202638761
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4947 CALENDULA AVE, MIDDLEBURG, FL 32068-5491

Mortgage

Document Number	0000038761,
Date	Aug 4, 2026
Book Page	5073/1131
Instrument	202638761

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3919 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 ELDIDGE AVE, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	0046591110
Date	Oct 20, 2022
Book Page	4659/1110
Instrument	2022062582

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 6, 2019
Property Address	3919 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0042481871
Book / Page	004248 / 001871
Instrument Date	Nov 1, 2019
Instrument	59415
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3919 ELDRIDGE AVE ORANGE PARK FL 320732128, ORANGE PARK, FL 32073-2128

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 10, 2017
Property Address	3919 ELDRIDGE AVE, ORANGE PARK, FL 32073-2128
Document Number	0040182173
Book / Page	004018 / 002173
Instrument Date	Oct 4, 2017
Instrument	51248
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 ELDRIDGE AVE ORANGE PARK FL 320732128, ORANGE PARK, FL 32073-2128

Mortgage

Document Number	40182175
Date	Oct 10, 2017
Book Page	004018/002175
Instrument	51249

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+4.98%) Homeowner's exemption	$186,581 (+5.99%)	$304,131 (+5.96%) Land $25,000 Building $279,131
2024	$2,127.00 (-11.26%)
2023	$2,397.00 (+8.46%) Homeowner's exemption	$176,042 (+3%)	$287,032 (+27.23%) Land $25,000 Building $262,032
2022	$2,210.00 Homeowner's exemption	$170,915	$225,604 Land $25,000 Building $200,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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