38655 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38655 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,421 sqft · built 1981
Lot Size0.21 acres (9,148 sqft)
Owner2 Owner Names on File
Last Sale$124,900 (Feb 2008)
Tax Bill$2,139 (2025)
Flood ZoneZone X (minimal risk)
APN10-00-005-107-091

Property Details

APN / Parcel Number

Primary APN10-00-005-107-091

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,421 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area461 sqft
Attic Area461 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions125 ft deep x 74 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address38655 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBIN PARK SUB #1 74 X 125 S/L 6
Legal SubdivisionROBIN PARK SUBDIVISION #1
Legal Block107
Legal Lot Number6
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1002
Census Tract71300

Owner

The current owner of 38655 Chestnut Ridge Rd bought it in February 2008.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address38655 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2008 · Amount on File
Deed SaleFeb 15, 2008 · Amount on File
Prior SaleJul 26, 1995 · Amount on File
Deed Document Number2008000681
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 38655 Chestnut Ridge Rd was $2,139.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,139.00$51,080 (-0.01%) Land $15,850 Building $35,230$145,960 (-) Land $45,290 Building $100,670
2024$2,139.00 (+27.4%)$51,087 (+43.87%) Land $15,852 Building $35,235$145,960 (+43.87%) Land $45,290 Building $100,670
2023$1,679.00 (+0.78%)$35,508 (-0.01%) Land $8,320 Building $27,188$101,450 Land $23,770 Building $77,680
2022$1,666.00$35,510 Land $8,320 Building $27,190
2021$101,450 Land $23,770 Building $77,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38655 Chestnut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38655 Chestnut Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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