Lorain County property record for 38620 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1977 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Jul 2014) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Feb 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017396-4 |
| Primary APN | 017396-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,628 sqft |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 017396-4 |
|---|---|
| Street Address | 38620 CHESTNUT RIDGE RD |
| City | ELYRIA |
| State | OH |
| Zip | 44035-8249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS #2 70 X 132 LOT # 46 |
| Legal Subdivision | CHESTNUT RIDGE HTS 2 |
| Legal Block | 102 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 71202 |
Source: Lorain County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38620 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2014 · Amount on Record |
| Deed Sale | Jul 8, 2014 · Amount on Record |
| Prior Sale | Jan 15, 1997 · Amount on Record |
| Deed Document Number | 2014510757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38620 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38620 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249 |
| Document Number | 0000864504 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0864504 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 | $43,960 (+0.01%) Land $13,380 Building $30,580 | $125,590 (-) Land $38,220 Building $87,370 |
| 2024 | $2,102.00 (+4.53%) | $43,957 (+21.54%) Land $13,377 Building $30,580 | $125,590 (+21.54%) Land $38,220 Building $87,370 |
| 2023 | $2,011.00 (+0.75%) | $36,166 (-0.01%) Land $10,308 Building $25,858 | $103,330 (-) Land $29,450 Building $73,880 |
| 2022 | $1,996.00 | $36,170 Land $10,310 Building $25,860 | |
| 2021 | $103,330 Land $29,450 Building $73,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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