Lorain County property record for 38615 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1982 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Jan 2026) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-094 |
| Primary APN | 10-00-005-107-094 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 130 sqft |
| Heating System | HVAC |
|---|
| Street Address | 38615 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB #1 74 X 125 |
| Legal Subdivision | ROBIN PARK SUB #1 FRNT |
| Legal Block | 107 |
| Legal Lot Number | 9 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
38615 Chestnut Ridge Rd is owned and occupied by an individual who bought it in January 2026.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38615 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 22, 2022 | Executor's Deed, Transfer GUARDIAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Prior Sale | Jul 22, 2022 · Amount on File |
| Deed Document Number | 2026-0082510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 20, 2026 |
| Property Address | 38615 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250 |
| Document Number | 0000082510 |
| Map Reference | VOL 34 PG 40 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026-0082510 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38615 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250 |
| Document Number | 0000082511 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-0082511 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 22, 2022 |
| Property Address | 38615 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250 |
| Document Number | 0000884378 |
| Map Reference | VOL 34 PG 40 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-0884378 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40163 BANKS RD, GRAFTON, OH 44044-9759 |
The 2025 property tax bill for 38615 Chestnut Ridge Rd was $2,791.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 | $64,160 (+3.34%) Land $15,850 Building $48,310 | $183,330 (+3.35%) Land $45,290 Building $138,040 |
| 2024 | $2,791.00 (+58.58%) | $62,084 (+67.17%) Land $15,852 Building $46,232 | $177,380 (+67.17%) Land $45,290 Building $132,090 |
| 2023 | $1,760.00 (+0.23%) | $37,139 (%) Land $8,320 Building $28,819 | $106,110 Land $23,770 Building $82,340 |
| 2022 | $1,756.00 | $37,140 Land $8,320 Building $28,820 | |
| 2021 | $106,110 Land $23,770 Building $82,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38615 Chestnut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38615 Chestnut Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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