38627 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38627 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1982
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Oct 2017)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-093`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	944 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	38627 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBIN PARK SUB #1 74 X 125
Legal Subdivision	ROBIN PARK SUBDIVISION #1
Legal Block	107
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	71300

Owner

38627 Chestnut Ridge Rd is owned and occupied by an individual who bought it in October 2017.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38627 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Apr 15, 2003 · Amount on File
Deed Document Number	2017006105
Record Updated	Jun 8, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 25, 2017
Property Address	38627 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250
Document Number	0000649271
Map Reference	MB 34 PG 40
Instrument Date	Oct 17, 2017
Instrument	2017-0649271
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AMERICAN PATRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38627 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250

Mortgage

Document Number	0000649272
Date	Oct 25, 2017
Instrument	2017-0649272

Lender

Name	CHEMICAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38627 Chestnut Ridge Rd was $2,623.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00	$63,600 (+%) Land $15,850 Building $47,750	$181,710 (-) Land $45,290 Building $136,420
2024	$2,623.00 (+42.63%)	$63,599 (+59.58%) Land $15,852 Building $47,747	$181,710 (+59.58%) Land $45,290 Building $136,420
2023	$1,839.00 (+0.27%)	$39,855 (-0.01%) Land $8,320 Building $31,535	$113,870 Land $23,770 Building $90,100
2022	$1,834.00	$39,860 Land $8,320 Building $31,540
2021			$113,870 Land $23,770 Building $90,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38627 Chestnut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38627 Chestnut Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20