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38640 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38640 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1977
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$43,200 (Aug 2024)
Tax Bill$2,228 (2025)
Deeds & MortgagesAug 2024 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-005-102-060

Property Details

APN / Parcel Number

Primary APN10-00-005-102-060

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,540 sqft
1st Floor Area1,056 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area60 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address38640 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE HTS 2 70 X 132
Legal SubdivisionCHESTNUT RIDGE HTS 2
Legal Block102
Legal Lot Number45
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3023
Census Tract71202

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38640 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2024Warranty Deed, Transfer
Nov 12, 2020Warranty Deed, Transfer
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Prior SaleNov 12, 2020 · Amount on Record
Deed Document Number202421888
Prior Transfer DateAug 2, 2024
Prior Transfer Doc0000021888
Record UpdatedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 5, 2024
Property Address38640 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249
Document Number0000021888
Map ReferenceVOL 32 PG 41
Instrument DateAug 2, 2024
Instrument2024-0021888
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38640 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 12, 2020
Property Address38640 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8249
Document Number0000788491
Instrument DateNov 10, 2020
Instrument788491
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38640 CHESTNUT RIDGE RD ELYRIA OH 440358249, ELYRIA, OH 44035-8249

Mortgage

Document Number788492
DateNov 12, 2020
Instrument788492
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
AmountAmount Recorded
Term360 Months
DueNov 11, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,228.00$47,320 (+0.01%) Land $13,380 Building $33,940$135,190 (-) Land $38,220 Building $96,970
2024$2,228.00 (+32.15%)$47,317 (+56.65%) Land $13,377 Building $33,940$135,190 (+56.65%) Land $38,220 Building $96,970
2023$1,686.00 (+0.36%)$30,206 (-0.01%) Land $10,308 Building $19,898$86,300 (-) Land $29,450 Building $56,850
2022$1,680.00$30,210 Land $10,310 Building $19,900
2021$86,300 Land $29,450 Building $56,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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