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38667 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38667 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,424 sqft · built 1982
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Aug 2026)
Tax Bill$1,745 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-005-107-090

Property Details

APN / Parcel Number

Primary APN10-00-005-107-090

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,964 sqft
1st Floor Area944 sqft
Basement Area944 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1985
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions125 ft deep x 74 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address38667 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBIN PARK SUB #1 74 X 125
Legal SubdivisionROBIN PARK SUB 1
Legal Block107
Legal Lot Number5
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1002
Census Tract71300

Owner

Source: Lorain County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address38667 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2026 · Amount on Record
Deed SaleAug 26, 2026 · Amount on Record
Prior SaleMar 24, 1999 · Amount on Record
Deed Document Number2026109044
Prior Transfer DateSep 30, 2002
Prior Transfer Doc0000861865
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 26, 2026
Property Address38667 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250
Document Number0000109044
Instrument DateAug 21, 2026
Instrument2026109044
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyAMERICAN R TITLE, AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$93,728.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38667 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8250

Mortgage

Document Number0000109045,
DateAug 26, 2026
Instrument2026109045
Lender
NameLOAN SIMPLE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000109046,
DateAug 26, 2026
Instrument2026109046
Lender
NameLOAN SIMPLE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2036
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,745.00 Homeowner's exemption$63,180 (+%) Land $15,850 Building $47,330$180,510 (-) Land $45,290 Building $135,220
2024$1,745.00 (-0.34%)$63,179 (+66.51%) Land $15,852 Building $47,327$180,510 (+66.51%) Land $45,290 Building $135,220
2023$1,751.00 (+30.38%)$37,944 (+0.01%) Land $8,320 Building $29,624$108,410 (-) Land $23,770 Building $84,640
2022$1,343.00$37,940 Land $8,320 Building $29,620
2021$108,410 Land $23,770 Building $84,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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