Lorain County property record for 38583 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1985 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-096 |
| Primary APN | 10-00-005-107-096 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 992 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 38583 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB #1 FRNT 0070.00 DPTH 0125.00 |
| Legal Subdivision | ROBIN PARK SUB 1 |
| Legal Block | 107 |
| Legal Lot Number | 11 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 252 E S T, ELYRIA, OH 44035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Affidavit, Transfer |
| Apr 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 25, 2026 |
| Transfer Doc | 0000097184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 26, 2026 |
| Property Address | 38583 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252 |
| Document Number | 0000097184 |
| Instrument Date | May 25, 2026 |
| Instrument | 202697184 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38583 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38583 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000812265 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-0812265 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 Homeowner's exemption | $63,950 (%) Land $14,990 Building $48,960 | $182,720 (-) Land $42,840 Building $139,880 |
| 2024 | $2,638.00 (+58.44%) | $63,952 (+77.19%) Land $14,994 Building $48,958 | $182,720 (+77.19%) Land $42,840 Building $139,880 |
| 2023 | $1,665.00 (+0.3%) | $36,093 (+0.01%) Land $7,872 Building $28,221 | $103,120 (-) Land $22,490 Building $80,630 |
| 2022 | $1,660.00 | $36,090 Land $7,870 Building $28,220 | |
| 2021 | $103,120 Land $22,490 Building $80,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures