3858 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3858 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,914 sqft · built 1999
Lot Size	0.238 acres (10,349 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Jun 2026)
Tax Bill	$11,429 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-02032-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-02032-000`
Alternative APNs	`1703082302032` `1541562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,914 sqft Living Area
Gross Area	3,758 sqft
1st Floor Area	2,614 sqft
Attic	Attic
Attic Area	300 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,349 sqft (0.238 acres)
Garage Type	Attached
Garage Area	844 sqft
Driveway	Driveway
Driveway Area	642 sqft
Parking Spaces	3 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1541562
Street Address	3858 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 02032
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	RIVER POINTE SECOND ADDITION
Legal Lot Number	2032
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3858 MIRROR POND WAY, EUGENE, OR 97408-5953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CREDIT UNION
Feb 29, 2024	Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	202620300
Prior Transfer Date	Mar 18, 2008
Prior Transfer Doc	0000015173
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 25, 2026
Property Address	3858 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000020300
Instrument Date	Jun 19, 2026
Instrument	202620300
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3858 MIRROR POND WAY, EUGENE, OR 97408-5953

Mortgage

Document Number	0000020301,
Date	Jun 25, 2026
Instrument	202620301

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 29, 2024
Property Address	3858 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000005319
Map Reference	FILE 75 SL 180-183
Instrument Date	Feb 27, 2024
Instrument	2024-005319
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 MIRROR POND WAY, EUGENE, OR 97408-5953

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,429.00 (+3.91%)	$586,615 (+6.09%)	$849,006 (+0.58%) Land $399,502 Building $449,504
2023	$10,999.00 (+4.02%)	$552,942 (+3%)	$844,127 (-2.56%) Land $280,082 Building $564,045
2022	$10,574.00	$536,837	$866,323 Land $207,199 Building $659,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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