3843 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3843 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,794 sqft · built 1999
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$349,500 (May 1999)
Tax Bill	$12,798 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-02022-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-02022-000`
Alternative APN	`1541463`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,794 sqft Finished Area
1st Floor Area	1,906 sqft
2nd Floor Area	672 sqft
Attic Area	216 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Tile
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	620 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1541463
Street Address	3843 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:RIVER POINTE SECOND ADDITION SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	RIVER POINTE SECOND ADDITION
Legal Lot Number	2022
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1025
Census Tract	2201

Owner

3843 Mirror Pond Way is owned and occupied by an individual who acquired it in December 2019.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
May 28, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMT MTG
Dec 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OMT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 1999 · Amount on File
Deed Sale	May 25, 1999 · Amount on File
Prior Sale	Sep 13, 2012
Deed Document Number	0000046882
Deed Book / Page	15414
Last Transfer Date	Dec 2, 2019
Transfer Doc	0000054895
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010655
Date	Mar 3, 2017
Instrument	2017-010655

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020489
Date	May 28, 2019
Instrument	2019-020489

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033863
Date	Jun 30, 2020
Instrument	2020-033863

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	HOUSTON, TX 77002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050868
Date	Sep 10, 2020
Instrument	2020-050868

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000048368
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3843 MIRROR POND WAY EUGENE OR 974085953, EUGENE, OR 97408-5953

Mortgage

Document Number	0000048368
Date	Aug 28, 2020
Instrument	48368

Lender

Name	OMT MTG
Type	Mortgage Company
Address	EUGENE, OR 97408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Dec 2, 2019
Property Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000054895
Map Reference	FILE 75 SL 180-183
Instrument Date	Nov 25, 2019
Instrument	2019-054895
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3843 MIRROR POND WAY, EUGENE, OR 97408-5953

Mortgage

Document Number	0000054896
Date	Dec 2, 2019
Instrument	2019-054896

Lender

Name	OMT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3843 Mirror Pond Way was $12,798.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,798.00	$656,864	$926,193 Land $401,554 Building $524,639
2023	$12,316.00 (+4.02%)	$619,159 (+3%)	$926,405 (+6.96%) Land $281,508 Building $644,897
2022	$11,840.00	$601,126	$866,163 Land $208,243 Building $657,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3843 Mirror Pond Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3843 Mirror Pond Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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