3874 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3874 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,185 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	Trust Name on File
Last Sale	$765,000 (Oct 2018)
Tax Bill	$17,325 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-02034-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-02034-000`
Alternative APN	`1541588`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,185 sqft Finished Area
1st Floor Area	2,708 sqft
2nd Floor Area	1,036 sqft
Attic Area	441 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	1,158 sqft
Driveway	Driveway
Driveway Area	1,260 sqft
Parking Spaces	4 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1541588
Street Address	3874 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	RIVER POINTE 2ND ADD
Legal Lot Number	2034
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

3874 Mirror Pond Way is owner-occupied and held in a trust since October 2018.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Mailing Address	3874 MIRROR POND WAY, EUGENE, OR 97408-5953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 15, 2017	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	May 15, 2017 · Amount on File
Deed Document Number	2018-050616
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3874 MIRROR POND WAY, EUGENE, OR 97408-5953
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015745
Date	Mar 8, 2021
Instrument	2021-015745

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3874 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000031355
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1001 SHADY CREEK CT WATKINSVILLE GA 306777798, WATKINSVILLE, GA 30677-7798

Mortgage

Document Number	0000031355
Date	Jul 26, 2019
Instrument	31355

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 30, 2018
Property Address	3874 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000050616
Instrument Date	Oct 22, 2018
Instrument	50616
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5201 KIRTON CT VIRGINIA BEACH VA 234556890, VIRGINIA BEACH, VA 23455-6890

Mortgage

Document Number	50617
Date	Oct 30, 2018
Instrument	50617

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2033

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 15, 2017
Property Address	3874 MIRROR POND WAY, EUGENE, OR 97408-5953
Document Number	0000023265
Instrument Date	May 15, 2017
Instrument	23265
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Tax	$741.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7116 TEAL CREEK GLN LAKEWOOD RANCH FL 342025034, LAKEWOOD RANCH, FL 34202-5034

Tax Assessment & Valuation

The 2025 property tax bill for 3874 Mirror Pond Way was $17,325.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,325.00	$901,951	$1,201,007 Land $424,066 Building $776,941
2023	$16,912.00 (+5.11%)	$850,176 (+3%)	$1,200,482 (+7.93%) Land $297,148 Building $903,334
2022	$16,090.00	$825,414	$1,112,288 Land $219,697 Building $892,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3874 Mirror Pond Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3874 Mirror Pond Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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