3836 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3836 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,068 sqft · built 1997
Lot Size	0.238 acres (10,349 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Oct 2010)
Tax Bill	$12,330 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-02029-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-02029-000`
Alternative APNs	`1703082302029` `1541539`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,068 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	3,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Concrete
Lot Area	10,349 sqft (0.238 acres)
Garage Type	Attached
Garage Area	794 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	3 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1541539
Street Address	3836 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 02029
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	RIVER POINTE SECOND ADDITION
Legal Lot Number	2029
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

3836 Mirror Pond Way is owned and occupied by two individuals who bought it in October 2010.

Source: Lane County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3836 MIRROR POND WAY, EUGENE, OR 97408-5952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2010 · Amount on File
Deed Sale	Oct 18, 2010 · Amount on File
Deed Document Number	201052639
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	0000083891
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3836 MIRROR POND WAY, EUGENE, OR 97408-5952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050159
Date	Nov 4, 2019
Instrument	2019-050159

Lender

Name	UMPQUA BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3836 MIRROR POND WAY, EUGENE, OR 97408-5952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049591
Date	Oct 31, 2019
Instrument	2019-049591

Lender

Name	UMPQUA BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3836 Mirror Pond Way was $12,330.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,330.00	$632,883	$910,064 Land $399,502 Building $510,562
2023	$11,867.00 (+4.02%)	$596,554 (+3%)	$907,684 (+8%) Land $280,082 Building $627,602
2022	$11,408.00	$579,179	$840,442 Land $207,199 Building $633,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3836 Mirror Pond Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3836 Mirror Pond Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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