Lane County property record for 3840 Mirror Pond Way, Eugene, OR 97408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,916 sqft · built 1996 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $774,000 (Jul 2021) |
| Tax Bill | $9,911 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-08-23-02030-000 |
| Primary APN | 17-03-08-23-02030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Finished Area |
| 1st Floor Area | 1,514 sqft |
| 2nd Floor Area | 1,402 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 1,364 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 422 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 1541547 |
|---|---|
| Street Address | 3840 MIRROR POND WAY |
| City | EUGENE |
| State | OR |
| Zip | 97408-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | SUBD:RIVER POINTE SECOND ADDITION SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03 |
| Legal Range | 03W |
| Legal Township | 17S |
| Legal Section | 08 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | RIVER POINTE SECOND ADDITION |
| Legal Lot Number | 2030 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2201 |
Source: Lane County records · APN 17-03-08-23-02030-000
Assessment roll updated September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15198 SW TANNER LN, BEAVERTON, OR 97006-6705 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Document Number | 2021-047517 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3840 MIRROR POND WAY, EUGENE, OR 97408-5952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | LEX/FIDELITY NATIONAL TITLE COMPANY, LEX FIDELITY NATIONAL TTL CO |
| Name | Verified Name |
|---|---|
| Address | 3840 MIRROR POND WAY, EUGENE, OR 97408-5952 |
| Document Number | 0000007986 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-007986 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 19, 2021 |
| Property Address | 3840 MIRROR POND WAY, EUGENE, OR 97408-5952 |
| Document Number | 0000047517 |
| Map Reference | FILE 75 SL 180-183 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-047517 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15198 SW TANNER LN, BEAVERTON, OR 97006-6705 |
| Document Number | 0000047518 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-047518 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2041 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,911.00 (+3.91%) | $508,680 (+6.09%) | $806,513 (-1.77%) Land $395,512 Building $411,001 |
| 2023 | $9,538.00 (+4.02%) | $479,481 (+3%) | $821,012 (-1.43%) Land $276,043 Building $544,969 |
| 2022 | $9,169.00 | $465,516 | $832,952 Land $203,197 Building $629,755 |
Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 525 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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