309 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 309 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	8 bd · 6 ba · 6,589 sqft · built 2017
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$504,900 (Jun 2025)
Tax Bill	$19,161 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00B-0160`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0160`
Alternative APNs	`27-318-16050-00B-0160` `1057309`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	6,589 sqft Living Area
Gross Area	7,886 sqft
1st Floor Area	2,220 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	619 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	336 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK B SEACREST S/D PB 3-54 OR 1852-120 OR 2625-70 OR 2925-4055 OR 2966-2647 OR 3275-3653 OR 3361-4108
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	B
Legal Lot Number	16
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

309 Seacrest Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Walton County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 SEACREST DR, INLET BEACH, FL 32461-7044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 22, 2021	Deed of Trust, Mortgage REGIONS BANK
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Deed Document Number	202521196
Deed Book / Page	3361 / 4108
Prior Transfer Date	Jun 9, 2025
Prior Transfer Doc	0033614108
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	309 SEACREST DR, INLET BEACH, FL 32461-7044
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEACREST DR, INLET BEACH, FL 32461-7044

Mortgage

Document Number	0032504814
Date	May 4, 2022
Book Page	3250/4814
Instrument	20220021353

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	309 SEACREST DR, INLET BEACH, FL 32461-7044
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEACREST DR, INLET BEACH, FL 32461-7044

Mortgage

Document Number	0032410886
Date	Mar 2, 2022
Book Page	3241/886
Instrument	20220009786

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	4.87%
Index	Other
Max Rate	7.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	309 SEACREST DR, INLET BEACH, FL 32461-7044
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEACREST DR, ROSEMARY BCH, FL 32461-7044

Mortgage

Document Number	0031794107
Date	Jan 22, 2021
Book Page	3179/4107
Instrument	20210003264

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount on Record
Term	176 Months
Due	Sep 10, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	309 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0031692799
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEACREST DR INLET BEACH FL 324617044, INLET BEACH, FL 32461-7044

Mortgage

Document Number	0031692799
Date	Nov 17, 2020
Book Page	003169/002799
Instrument	47081

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Seacrest Dr was $19,161, up 2.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,161.00 (+2.16%)	$2,508,859	$3,353,006 Land $625,000 Building $2,728,006
2024	$18,756.00 (+4.3%)
2023	$17,983.00 (+30.52%) Homeowner's exemption	$3,379,734 (+18.15%) Land $625,000 Building $2,754,734	$3,379,734 (+18.15%) Land $625,000 Building $2,754,734
2022	$13,778.00 Homeowner's exemption	$2,860,445 Land $443,407 Building $2,417,038	$2,860,445 Land $443,407 Building $2,417,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Seacrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Seacrest Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seacrest Dr

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