3832 Vista Azul, San Clemente, CA 92672 Property Records

Orange County property record for 3832 Vista Azul, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,078 sqft · built 1986
Lot Size	0.203 acres (8,820 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,087 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060-291-46`

Property Details

APN / Parcel Number

Primary APN	`060-291-46`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,078 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	8,820 sqft (0.203 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	3832 VISTA AZUL
City	SAN CLEMENTE
State	CA
Zip	92672-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10225 BLK LOT 108
Legal Tract	10225
Legal Lot Number	108
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42115

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3832 VISTA AZUL, SAN CLEMENTE, CA 92672-4542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015
Deed Sale	Apr 1, 2015
Prior Sale	Jul 31, 2012
Deed Document Number	2015166539
Prior Transfer Date	May 16, 2012
Prior Transfer Doc	0000436353
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3832 VISTA AZUL, SAN CLEMENTE, CA 92672-4542
Document Number	0000344447
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3832 VISTA AZUL SAN CLEMENTE CA 926724542, SAN CLEMENTE, CA 92672-4542

Mortgage

Document Number	0000344447
Date	Jul 20, 2020
Instrument	344447

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3832 VISTA AZUL, SAN CLEMENTE, CA 92672-4542
Document Number	0000263202
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3832 VISTA AZUL SAN CLEMENTE CA 926724542, SAN CLEMENTE, CA 92672-4542

Mortgage

Document Number	0000263202
Date	Jul 19, 2018
Instrument	263202

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,095,662 (+2%) Land $290,074 Building $805,588
2025	$9,087.00 (+3.02%) Disabled Person's exemption Veteran's exemption	$1,074,179 (+4.04%) Land $284,386 Building $789,793
2023	$8,821.00 (+1.01%) Disabled Person's exemption Veteran's exemption	$1,032,468 Land $273,343 Building $759,125
2022	$8,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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