3803 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3803 E Lake Todd Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage2,026 sqft Living Area
Lot Size10,294 sqft (0.236 acres)
OccupancyOwner Occupied
Last Sale$134,000 (2017)
Tax Bill$1,933.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000J0-0230

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 02, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2017 · Amount on Record
Deed SaleNov 02, 2017 · Amount on Record
Prior SaleAug 01, 2012 · Amount on Record
Deed Doc Number201750468
Deed Book / Page2861 / 2153
Last Transfer DateJan 10, 2020
Transfer Doc0030342447
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032002341
DateAug 31, 2021
Book Page3200/2341
Instrument2021060340
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJan 29, 2020
Property Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562
Document Number0030342447
Book / Page3034 / 2447
Map ReferenceMB 15 PG 75-79
Instrument DateJan 10, 2020
Instrument2020004975
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562

Mortgage

Document Number30342449
DateJan 29, 2020
Instrument3034/2449
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 02, 2017
Property Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562
Document Number0028612153
Book / Page2861 / 2153
Map ReferenceMB15 PG75-79
Instrument DateNov 02, 2017
Instrument2017050468
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3803 E LAKE TODD DR, 3803, HERNANDO, FL 34442-5562

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 E LAKE TODD DR, HERNANDO, FL 34442-5562

Mortgage

Document Number28612155
DateNov 02, 2017
Instrument2861/2155
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,042.00 (+5.64%) Homeowner's exemption$166,139 (-27.5%)$219,263 (-4.32%) Land $11,610 Building $207,653
2024$1,933.00 (+2.76%) Homeowner's exemption Additional exemption filed$229,172 (-0.42%) Land $10,810 Building $218,362$229,172 (-0.42%) Land $10,810 Building $218,362
2023$1,881.00 (+6.94%) Homeowner's exemption Additional exemption filed$230,134 (+13.59%) Land $10,810 Building $219,324$230,134 (+13.59%) Land $10,810 Building $219,324
2022$1,759.00 Homeowner's exemption Additional exemption filed$202,597 Land $10,810 Building $191,787$202,597 Land $10,810 Building $191,787

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000J0-0230
Alternative APNs
  • 1418S19E0140000J00230
  • 2799897

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,026 sqft Living Area
Gross Area2,780 sqft Gross Area
1st Floor2,026 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area10,294 sqft (0.236 acres)
Depth X Width106 ft x 70 ft Depth x Width
Parking Spaces8 Parking Spaces
Garage TypeAttached Garage
Garage Area625 sqft Garage
Porch Area219 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2799897
Street Address3803 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 23 BLK J
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockJ
Legal Lot Number23
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1016
Census Tract450105

Nearby Properties on E Lake Todd Dr

Nearby Streets

Search Property Records by Address or Parcel Number