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3761 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3761 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,684 sqft Living Area
Lot Size7,624 sqft (0.175 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2020)
Tax Bill$2,187.00 (2025)

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000I0-001.0
Alternative APNs
  • 1418S19E0140000I00010
  • 2720182

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,684 sqft Living Area
1st Floor1,684 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,624 sqft (0.175 acres)
Depth X Width106 ft x 72 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage Area528 sqft Garage
PorchOpen Porch
Porch Area265 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2720182
Old Parcel Number1418S19E0140000I00010
Street Address3761 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT I PB 15 PG 75 LOT 1 BLK I
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal Block1
Legal Lot Number1
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1019
Census Tract450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000I0-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3761 E LAKE TODD DR, HERNANDO, FL 34442-5553
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 21, 2020Warranty Deed, Transfer
CLEAR CHOICE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Doc Number2020043890
Deed Book / Page3085 / 93
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3761 E LAKE TODD DR, HERNANDO, FL 34442-5553
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030430843
DateMar 02, 2020
Book Page3043/843
Instrument2020011609
Lender
NamePNC BANK NA
TypeBank
AddressOCALA, FL 34470
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueFeb 12, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 21, 2020
Property Address3761 E LAKE TODD DR, HERNANDO, FL 34442-5553
Document Number0030850093
Book / Page003085 / 000093
Instrument DateAug 17, 2020
Instrument43890
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount Recorded
Tax$1,400.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8231 SEVEN OAKS CT #3 PORT RICHEY FL 346681857, 3, PORT RICHEY, FL 34668-1857

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,187.00 (+5.45%) Homeowner's exemption Additional exemption filed$220,646 (+1.16%) Land $10,770 Building $209,876$220,646 (+1.16%) Land $10,770 Building $209,876
2024$2,074.00 (+2.67%) Homeowner's exemption Additional exemption filed$218,122 (-2.45%) Land $10,020 Building $208,102$218,122 (-2.45%) Land $10,020 Building $208,102
2023$2,020.00 (+6.99%) Homeowner's exemption Additional exemption filed$223,608 (+13.64%) Land $10,020 Building $213,588$223,608 (+13.64%) Land $10,020 Building $213,588
2022$1,888.00 Homeowner's exemption Additional exemption filed$196,767 Land $10,020 Building $186,747$196,767 Land $10,020 Building $186,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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