Citrus County property record for 3858 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,374 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,100 (2018) |
| Tax Bill | $1,647.00 (2025) |
Source: Citrus County records · APN 19E-18S-14-0140-000N0-007.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3858 E LAKE TODD DR, HERNANDO, FL 34442-5552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on Record |
| Deed Sale | Jan 26, 2018 · Amount on Record |
| Prior Sale | Mar 07, 2003 · Amount on Record |
| Deed Doc Number | 0002877277 |
| Deed Book / Page | 2877 / 277 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3858 E LAKE TODD DR, HERNANDO, FL 34442-5552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3858 E LAKE TODD DR, HERNANDO, FL 34442-5552 |
| Document Number | 0031041170 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 3104/1170 |
| Instrument | 2020058851 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 3858 E LAKE TODD DR, HERNANDO, FL 34442-5552 |
| Document Number | 0028770227 |
| Book / Page | 002877 / 000227 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 4111 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3858 E LAKE TODD DR HERNANDO FL 344425552, HERNANDO, FL 34442-5552 |
| Document Number | 28770229 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 002877/000229 |
| Instrument | 4112 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,647.00 (+6.33%) Homeowner's exemption Additional exemption filed | $180,681 (-2.97%) Land $10,560 Building $170,121 | $180,681 (-2.97%) Land $10,560 Building $170,121 |
| 2024 | $1,549.00 (+2.92%) Homeowner's exemption Additional exemption filed | $186,212 (-0.95%) Land $9,830 Building $176,382 | $186,212 (-0.95%) Land $9,830 Building $176,382 |
| 2023 | $1,505.00 (+6.97%) Homeowner's exemption Additional exemption filed | $187,994 (+11.08%) Land $9,830 Building $178,164 | $187,994 (+11.08%) Land $9,830 Building $178,164 |
| 2022 | $1,407.00 Homeowner's exemption Additional exemption filed | $169,247 Land $9,830 Building $159,417 | $169,247 Land $9,830 Building $159,417 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000N0-007.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,374 sqft Living Area |
| 1st Floor | 1,374 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 100 ft x 72 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 195 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2953209 |
|---|---|
| Old Parcel Number | 1418S19E0140000N00070 |
| Street Address | 3858 E LAKE TODD DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 7 BLK N |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | N |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 450105 |
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