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3773 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3773 E Lake Todd Dr, Hernando, FL 34442 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,999 sqft Living Area
Lot Size12,102 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2026)
Tax Bill$2,366.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000I0-0280

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CREDIT UNION
Feb 02, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Mar 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 07, 2017Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2026 · Amount on Record
Deed SaleFeb 02, 2026 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Doc Number20265688
Deed Book / Page3639 / 355
Prior Transfer DateOct 22, 2018
Prior Transfer Doc0029651142
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateMay 04, 2026
Property Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553
Document Number0000025929
Book / Page3666 / 1245
Instrument DateApr 28, 2026
Instrument202625929
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553

Mortgage

Document Number0000025929,
DateMay 04, 2026
Book Page3666/1245
Instrument202625929
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 02, 2026
Property Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553
Document Number0036390355
Book / Page3639 / 355
Map ReferenceMB 15 PG 75-79
Instrument DateJan 27, 2026
Instrument2026005688
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553

Transferred To (Grantee/Buyer)

NameVerified Name
Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553

Mortgage

Document Number0003639357
DateFeb 02, 2026
Instrument3639/357
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateMar 28, 2019
Property Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553
Document Number0029651142
Book / Page002965 / 001142
Instrument DateOct 22, 2018
Instrument15573
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3773 E LAKE TODD DR HERNANDO FL 344425553, HERNANDO, FL 34442-5553

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 07, 2017
Property Address3773 E LAKE TODD DR, HERNANDO, FL 34442-5553
Document Number0028141616
Book / Page002814 / 001616
Instrument DateMar 07, 2017
Instrument10392
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$805.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3773 E LAKE TODD DR HERNANDO FL 344425553, HERNANDO, FL 34442-5553

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,487.00 (+5.11%) Homeowner's exemption$196,168 (-24.83%)$251,066 (-3.79%) Land $12,710 Building $238,356
2024$2,366.00 (+2.6%) Homeowner's exemption Additional exemption filed$260,949 (-0.42%) Land $11,830 Building $249,119$260,949 (-0.42%) Land $11,830 Building $249,119
2023$2,306.00 (+6.96%) Homeowner's exemption Additional exemption filed$262,054 (+12.13%) Land $11,830 Building $250,224$262,054 (+12.13%) Land $11,830 Building $250,224
2022$2,156.00 Homeowner's exemption Additional exemption filed$233,713 Land $11,830 Building $221,883$233,713 Land $11,830 Building $221,883

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000I0-0280
Alternative APNs
  • 1418S19E0140000I00280
  • 2809132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,999 sqft Living Area
Gross Area2,527 sqft Gross Area
1st Floor1,999 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area12,102 sqft (0.278 acres)
Depth X Width98 ft x 124 ft Depth x Width
Parking Spaces9 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Pool Area336 sqft Pool
Patio Area216 sqft Patio
Porch Area67 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2809132
Street Address3773 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT I PB 15 PG 75 LOT 28 BLK I
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockI
Legal Lot Number28
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1019
Census Tract450105

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