3774 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3774 E Lake Todd Dr, Hernando, FL 34442 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,788 sqft Living Area
Lot Size	8,366 sqft (0.192 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2026)
Tax Bill	$1,239.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-0010

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3774 E LAKE TODD DR, HERNANDO, FL 34442-5573
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jul 03, 2006 · Amount on Record
Deed Doc Number	202634161
Deed Book / Page	3678 / 425
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	0021681540
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 10, 2026
Property Address	3774 E LAKE TODD DR, HERNANDO, FL 34442-5573
Document Number	0000034161
Book / Page	3678 / 425
Instrument Date	Jun 08, 2026
Instrument	202634161
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3774 E LAKE TODD DR, HERNANDO, FL 34442-5573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034162,
Date	Jun 10, 2026
Book Page	3678/428
Instrument	202634162

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+7.65%) Homeowner's exemption Widower's exemption	$117,023 (-47.37%)	$215,618 (-3.03%) Land $11,600 Building $204,018
2024	$1,151.00 (+3.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$222,362 (-2.56%) Land $10,800 Building $211,562	$222,362 (-2.56%) Land $10,800 Building $211,562
2023	$1,113.00 (+0.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$228,209 (+13.55%) Land $10,800 Building $217,409	$228,209 (+13.55%) Land $10,800 Building $217,409
2022	$1,103.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$200,976 Land $10,800 Building $190,176	$200,976 Land $10,800 Building $190,176

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000N0-0010`
Alternative APNs	`1418S19E0140000N00010` `2869402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,788 sqft Living Area
Gross Area	2,287 sqft Gross Area
1st Floor	1,788 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	8,366 sqft (0.192 acres)
Depth X Width	100 ft x 80 ft Depth x Width
Parking Spaces	11 Parking Spaces
Garage Type	Attached Garage
Garage Area	464 sqft Garage
Patio Area	96 sqft Patio
Porch	Finished/Screened Porch
Porch Area	309 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2869402
Street Address	3774 E LAKE TODD DR
City	HERNANDO
State	FL
Zip	34442-5573
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 1 BLK N
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	N
Legal Lot Number	1
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1031
Census Tract	450105