3798 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3798 E Lake Todd Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,079 sqft Living Area
Lot Size9,758 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$151,500 (2003)
Tax Bill$1,670.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-0030

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3798 E LAKE TODD DR, HERNANDO, FL 34442-5573
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 13, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2003 · Amount on Record
Deed SaleMay 21, 2003 · Amount on Record
Prior SaleDec 01, 1996 · Amount on Record
Deed Doc Number200330243
Deed Book / Page1603 / 544
Last Transfer DateJul 07, 2022
Transfer Doc0033001528
Record RefreshedJun 08, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJul 07, 2022
Property Address3798 E LAKE TODD DR, HERNANDO, FL 34442-5573
Document Number0033001528
Book / Page3300 / 1528
Map ReferenceMB 15 PG 75
Instrument DateJul 07, 2022
Instrument2022048206
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3798 E LAKE TODD DRB, 3798, HERNANDO, FL 34442

Transferred To (Grantee/Buyer)

NameVerified Name
Address3798 E LAKE TODD DR, HERNANDO, FL 34442-5573

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3798 E LAKE TODD DR, HERNANDO, FL 34442-5573
Document Number0028701241
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3798 E LAKE TODD DR HERNANDO FL 344425573, HERNANDO, FL 34442-5573

Mortgage

Document Number0028701241
DateDec 20, 2017
Book Page002870/001241
Instrument57647
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00 (+6.05%) Homeowner's exemption$145,899 (-51.75%)$288,578 (-4.57%) Land $13,040 Building $275,538
2024$1,670.00 (+2.83%) Homeowner's exemption Additional exemption filed$302,391 (-0.03%) Land $12,140 Building $290,251$302,391 (-0.03%) Land $12,140 Building $290,251
2023$1,624.00 (+6.84%) Homeowner's exemption Additional exemption filed$302,470 (+13.43%) Land $12,140 Building $290,330$302,470 (+13.43%) Land $12,140 Building $290,330
2022$1,520.00 Homeowner's exemption Additional exemption filed$266,655 Land $12,140 Building $254,515$266,655 Land $12,140 Building $254,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 926 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000N0-0030
Alternative APNs
  • 1418S19E0140000N00030
  • 2815761

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,079 sqft Living Area
Gross Area3,414 sqft Gross Area
1st Floor2,079 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area9,758 sqft (0.224 acres)
Depth X Width100 ft x 124 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area882 sqft Garage
Patio Area88 sqft Patio
Porch Area662 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2815761
Street Address3798 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5573
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT I PB 15 PG 75 LOT 3 BLK N
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockN
Legal Lot Number3
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1031
Census Tract450105

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