38010 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38010 Chestnut Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1968
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2021)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00-091-000-010`

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	183 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	38010 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANNEXED 12/3/04 2004-141
Legal Subdivision	EATON
Legal Lot Number	91
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2009
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-091-000-010

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	38010 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · ARM PNC BANK NA
Mar 10, 2021	Warranty Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Apr 06, 2016
Deed Document Number	2021001296
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38010 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38010 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649

Mortgage

Document Number	0000932805
Date	Oct 17, 2023
Instrument	2023-0932805

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	ARM
Amount	Amount Recorded
Term	480 Months
Due	Oct 13, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 10, 2021
Property Address	38010 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Document Number	0000806663
Instrument Date	Mar 05, 2021
Instrument	2021-0806663
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AFFINITY TITLE COMPANY, INFINITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38010 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649

Mortgage

Document Number	0000806664
Date	Mar 10, 2021
Instrument	2021-0806664

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00	$81,930 (%) Land $19,680 Building $62,250	$234,090 (-) Land $56,230 Building $177,860
2024	$3,379.00 (+40.5%)	$81,932 (+57.23%) Land $19,681 Building $62,251	$234,090 (+57.23%) Land $56,230 Building $177,860
2023	$2,405.00 (+0.33%)	$52,108 (%) Land $14,721 Building $37,387	$148,880 (-) Land $42,060 Building $106,820
2022	$2,397.00	$52,110 Land $14,720 Building $37,390
2021			$148,880 Land $42,060 Building $106,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Uniti Group, AT&T, Cogeco Cable Holdings II, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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