Lorain County property record for 38045 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,288 sqft · built 1999 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Sep 2021) |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-092-000-020 |
| Primary APN | 11-00-092-000-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 177,725 sqft (4.08 acres) |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 38045 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20070211961 |
| Legal Subdivision | EATON |
| Legal Lot Number | 91,92 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 91100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38015 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8650 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 2021840294 |
| Prior Transfer Date | Jul 5, 2007 |
| Prior Transfer Doc | 20070211961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 21, 2021 |
| Property Address | 38045 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8650 |
| Document Number | 0000840294 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 2021-0840294 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38045 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8650 |
| Document Number | 0000840295 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-0840295 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,793.00 (+2.68%) | $81,600 (+0.01%) Land $34,690 Building $46,910 | $233,120 (-) Land $99,100 Building $134,020 |
| 2024 | $3,694.00 (+13.7%) | $81,592 (+24.98%) Land $34,685 Building $46,907 | $233,120 (+24.98%) Land $99,100 Building $134,020 |
| 2023 | $3,249.00 (+1.91%) | $65,283 (+%) Land $28,501 Building $36,782 | $186,520 (-) Land $81,430 Building $105,090 |
| 2022 | $3,188.00 | $65,280 Land $28,500 Building $36,780 | |
| 2021 | $186,520 Land $81,430 Building $105,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
May also be available: Spectrum, Verizon, Windstream.
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