37998 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37998 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,024 sqft · built 1979
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$156,800 (Feb 2007)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-025`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	1,324 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	37998 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-11-001 -011-01
Legal Subdivision	EATON
Legal Lot Number	90
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2014
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	37998 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 13, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2007 · Amount on Record
Deed Sale	Feb 6, 2007 · Amount on Record
Prior Sale	Jun 21, 1994 · Amount on Record
Deed Document Number	2007000501
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37998 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8604
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000872014
Date	Apr 21, 2022
Instrument	2022-0872014

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	116 Months
Due	Dec 1, 2031

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 13, 2025
Property Address	37998 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8604
Document Number	0000063362
Instrument Date	Jun 18, 2025
Instrument	2025-0063362
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37998 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8604

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00	$81,510 (+0.01%) Land $13,730 Building $67,780	$232,870 (-) Land $39,220 Building $193,650
2024	$2,699.00 (+6.34%)	$81,505 (+33.02%) Land $13,727 Building $67,778	$232,870 (+33.02%) Land $39,220 Building $193,650
2023	$2,538.00 (+1.28%)	$61,271 (+%) Land $14,567 Building $46,704	$175,060 (-) Land $41,620 Building $133,440
2022	$2,506.00	$61,270 Land $14,570 Building $46,700
2021			$175,060 Land $41,620 Building $133,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

Nearby Properties on Chestnut Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures