37969 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37969 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 1979
Lot Size	0.86 acres (37,462 sqft)
Owner	Owner Name on Record
Last Sale	$237,900 (Mar 2014)
Tax Bill	$4,451 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-017`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,036 sqft
2nd Floor Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Mixed
Garage Area	1,508 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	288 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	37969 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAME CORR 10/2/13
Legal Subdivision	EATON
Legal Lot Number	89
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2015
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	37969 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Mar 10, 2014 · Amount on Record
Deed Sale	Mar 10, 2014 · Amount on Record
Prior Sale	Apr 30, 1998
Deed Document Number	2014000731
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37969 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Document Number	0000785889
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37969 CHESTNUT RIDGE RD ELYRIA OH 440358652, ELYRIA, OH 44035-8652

Mortgage

Document Number	0000785889
Date	Oct 28, 2020
Instrument	785889

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 27, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,451.00	$100,820 (+%) Land $18,170 Building $82,650	$288,040 (-) Land $51,910 Building $236,130
2024	$4,451.00 (-6.51%)	$100,815 (+2.37%) Land $18,169 Building $82,646	$288,040 (+2.37%) Land $51,910 Building $236,130
2023	$4,761.00 (+2.06%)	$98,480 (-) Land $17,864 Building $80,616	$281,370 (-) Land $51,040 Building $230,330
2022	$4,665.00	$98,480 Land $17,860 Building $80,620
2021			$281,370 Land $51,040 Building $230,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

Nearby Properties on Chestnut Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures