37951 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37951 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,640 sqft · built 1999
Lot Size	6.1 acres (265,716 sqft)
Owner	Individual Name on File
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-00-089-000-139`

Property Details

APN / Parcel Number

Primary APN	`11-00-089-000-139`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,640 sqft Living Area
Gross Area	3,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	265,716 sqft (6.1 acres)
View / Lot	Residual Land
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	505 sqft
Deck Area	60 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	90 sqft
Canopy	990 sqft
Pole Barn	1,125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	37951 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2015
Census Tract	91100

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37951 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 12, 2021	Intrafamily Transfer, Transfer GUARDIAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000830515
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jul 26, 2021
Property Address	37951 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Document Number	0000830515
Instrument Date	Jul 21, 2021
Instrument	2021-0830515
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37951 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Investor	Possibly a Property Investor

Mortgage

Document Number	0000830516
Date	Jul 26, 2021
Instrument	2021-0830516

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2021
Property Address	37951 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Document Number	0000812102
Instrument Date	Apr 1, 2021
Instrument	2021-0812102
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	37951 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8652
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,304.00 (+2.69%)	$136,340 (+%) Land $28,820 Building $107,520	$389,530 (-) Land $82,330 Building $307,200
2024	$6,139.00 (-6.76%)	$136,336 (+2.32%) Land $28,816 Building $107,520	$389,530 (+2.32%) Land $82,330 Building $307,200
2023	$6,584.00 (+0.83%)	$133,245 (%) Land $24,255 Building $108,990	$380,700 (-) Land $69,300 Building $311,400
2022	$6,530.00	$133,250 Land $24,260 Building $108,990
2021			$380,700 Land $69,300 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100

May also be available: Spectrum, Uniti Group, Verizon.

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