38028 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38028 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,040 sqft · built 1975
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-00-091-000-014`

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,040 sqft
Basement Area	1,912 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	188 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	218 sqft
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	38028 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 91 ANNEXED 12/3/04 2004-141
Legal Subdivision	CARLISLE WOODS
Legal Block	B
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2009
Census Tract	91100

Owner

38028 Chestnut Ridge Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Lorain County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38028 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Nov 13, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2005
Deed Sale	Oct 11, 2005
Prior Sale	May 3, 2005 · Amount on File
Deed Document Number	2005103084
Last Transfer Date	Nov 2, 2023
Transfer Doc	0000935212
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Nov 8, 2023
Property Address	38028 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Document Number	0000935212
Instrument Date	Nov 2, 2023
Instrument	2023-0935212
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38028 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 13, 2023
Property Address	38028 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8649
Document Number	0000935592
Instrument Date	Nov 2, 2023
Instrument	2023-0935592
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Tax Assessment & Valuation

The 2025 property tax bill for 38028 Chestnut Ridge Rd was $2,846, down 16.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (-16.2%)	$89,850 (+%) Land $17,820 Building $72,030	$256,710 (-) Land $50,900 Building $205,810
2024	$3,396.00 (+22.56%)	$89,849 (+29.8%) Land $17,815 Building $72,034	$256,710 (+29.8%) Land $50,900 Building $205,810
2023	$2,771.00 (-0.4%)	$69,220 (-) Land $13,307 Building $55,913	$197,770 Land $38,020 Building $159,750
2022	$2,782.00	$69,220 Land $13,310 Building $55,910
2021			$197,770 Land $38,020 Building $159,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38028 Chestnut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38028 Chestnut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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