Miami County property record for 280 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,829 sqft · built 1987 |
| Lot Size | 5 acres (217,974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $13,000 (May 1987) |
| Tax Bill | $3,783 (2025) |
| Deeds & Mortgages | Feb 2025 Transfer Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-027560 |
| Primary APN | K30-027560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 3,614 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 217,974 sqft (5 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Lean-To | 480 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 280 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 N CEN PT NW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 365101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 E LOY RD, PIQUA, OH 45356-9291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2025 | Transfer on Death Deed, Transfer |
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit MINSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1987 · Amount on Record |
| Deed Sale | May 1, 1987 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 27, 2025 |
| Property Address | 280 E LOY RD, PIQUA, OH 45356-9291 |
| Document Number | 0000001988 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 2025OR-01988 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 E LOY RD, PIQUA, OH 45356-9291 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 280 E LOY RD, PIQUA, OH 45356-9291 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005448 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021OR-05448 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | TROY, OH 45373 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,783.00 (+1.23%) Homeowner's exemption | $129,160 (+19.43%) Land $38,330 Building $90,830 | $369,000 (+19.42%) Land $109,500 Building $259,500 |
| 2024 | $3,737.00 (+1.52%) Homeowner's exemption | $108,150 (-) Land $37,730 Building $70,420 | |
| 2023 | $3,681.00 (-4.04%) Homeowner's exemption | $108,150 (-) Land $37,730 Building $70,420 | $309,000 (-) Land $107,800 Building $201,200 |
| 2022 | $3,836.00 Homeowner's exemption | $108,150 Land $37,730 Building $70,420 | $309,000 Land $107,800 Building $201,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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