Miami County property record for 190 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1900 |
| Lot Size | 4 acres (174,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $39,500 (Sep 1985) |
| Tax Bill | $2,633 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-027510 |
| Primary APN | K30-027510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 2,292 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 174,284 sqft (4 acres) |
| Garage Area | 1,937 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 423 sqft |
| Shed | 1 Shed |
| Shed Area | 308 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 190 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 PT NW COR NW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 365101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 E LOY RD, PIQUA, OH 45356-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1985 · Amount on Record |
| Deed Sale | Sep 1, 1985 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 190 E LOY RD, PIQUA, OH 45356-9290 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018069 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022OR-18069 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jun 25, 2047 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,633.00 (+15.69%) Homeowner's exemption | $89,890 (+36.59%) Land $32,730 Building $57,160 | $256,800 (+36.6%) Land $93,500 Building $163,300 |
| 2024 | $2,276.00 (+1.52%) Homeowner's exemption | $65,810 (-) Land $31,680 Building $34,130 | |
| 2023 | $2,242.00 (-4.02%) Homeowner's exemption | $65,810 (-) Land $31,680 Building $34,130 | $188,000 (-) Land $90,500 Building $97,500 |
| 2022 | $2,336.00 Homeowner's exemption | $65,810 Land $31,680 Building $34,130 | $188,000 Land $90,500 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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