373 Sapling Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 373 Sapling Way, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,413 sqft · built 1997
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2021)
Tax Bill	$10,730 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00504-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`35-00504-0000-00020`

Interior

Building Area	2,413 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Street Address	373 SAPLING WAY
City	ATCO
State	NJ
Zip	08004-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	GIBERSON TR SEC 2
Legal Block	504
Legal Lot Number	20
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2006
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	373 SAPLING WAY, ATCO, NJ 08004-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Document Number	202158774
Deed Book / Page	11768 / 1163
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jun 22, 2021
Property Address	373 SAPLING WAY, ATCO, NJ 08004-1955
Document Number	0000058774
Book / Page	11768 / 1163
Instrument Date	May 24, 2021
Instrument	2021058774
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	INFINITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 GOLDEN BEAR CIR, 212, LONGS, SC 29568-9025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 SAPLING WAY, ATCO, NJ 08004-1955

Mortgage

Document Number	0117681168
Date	Jun 22, 2021
Instrument	11768/1168

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,300 (-) Land $45,400 Building $189,900	$235,300 (-) Land $45,400 Building $189,900
2025	$10,730.00 (+3.5%)	$235,300 (-) Land $45,400 Building $189,900	$235,300 (-) Land $45,400 Building $189,900
2024	$10,367.00 (+7.31%)
2023		$235,300 Land $45,400 Building $189,900	$235,300 Land $45,400 Building $189,900
2022	$9,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20