Camden County and Waterford Township property record for 368 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,879 sqft · built 1998 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Dec 2024) |
| Tax Bill | $9,553 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00502-0000-00215 |
| Primary APN | 35-00502-0000-00215 |
|---|---|
| Alternative APN |
|
| Building Area | 1,879 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Old Parcel Number | 3500401000000038 |
|---|---|
| Street Address | 368 SAPLING WAY |
| City | ATCO |
| State | NJ |
| Zip | 08004-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | GIBERSTON TR SEC 02 |
| Legal Block | 502 |
| Legal Lot Number | 215 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 368 SAPLING WAY, ATCO, NJ 08004-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Dec 22, 2000 · Amount on Record |
| Deed Document Number | 202475545 |
| Deed Book / Page | 12722 / 1377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 368 SAPLING WAY, ATCO, NJ 08004-1933 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | DOWNTOWN ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0000041003 |
|---|---|
| Date | Apr 9, 2022 |
| Book Page | 12053/389 |
| Instrument | 2022041003 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 368 SAPLING WAY, ATCO, NJ 08004-1933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DOWNTOWN ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0000071729 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 11502/1454 |
| Instrument | 2020071729 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,500 (-) Land $46,000 Building $163,500 | $209,500 (-) Land $46,000 Building $163,500 | |
| 2025 | $9,553.00 (+3.5%) | $209,500 (-) Land $46,000 Building $163,500 | $209,500 (-) Land $46,000 Building $163,500 |
| 2024 | $9,230.00 (+7.3%) | ||
| 2023 | $209,500 Land $46,000 Building $163,500 | $209,500 Land $46,000 Building $163,500 | |
| 2022 | $8,602.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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