369 Sapling Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 369 Sapling Way, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1997
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$137,470 (Nov 1997)
Tax Bill	$8,719 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00504-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`35-00504-0000-00022`

Interior

Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Street Address	369 SAPLING WAY
City	ATCO
State	NJ
Zip	08004-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	GIBERSON TR SEC 11
Legal Block	504
Legal Lot Number	22
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2006
Census Tract	608901

Owner

369 Sapling Way is owned and occupied by two individuals who bought it in November 1997.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	369 SAPLING WAY, ATCO, NJ 08004-1955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 1997 · Amount on File
Deed Sale	Nov 17, 1997 · Amount on File
Deed Book / Page	4917 / 325
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	369 SAPLING WAY, ATCO, NJ 08004-1955
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047293
Date	Jul 28, 2023
Book Page	12397/186
Instrument	2023047293

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 369 Sapling Way was $8,719 with a widower's exemption, up 6.7% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,200 (-) Land $45,400 Building $145,800	$191,200 (-) Land $45,400 Building $145,800
2025	$8,719.00 (+6.67%) Widower's exemption	$191,200 Land $45,400 Building $145,800	$191,200 Land $45,400 Building $145,800
2024	$8,174.00
2023		$191,200 Land $45,400 Building $145,800	$191,200 Land $45,400 Building $145,800
2022	$7,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 369 Sapling Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 369 Sapling Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20