Camden County and Waterford Township property record for 376 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1998 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2018) |
| Tax Bill | $9,252 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00502-0000-00219 |
| Primary APN | 35-00502-0000-00219 |
|---|---|
| Alternative APN |
|
| Building Area | 1,600 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Old Parcel Number | 3500401000000034 |
|---|---|
| Street Address | 376 SAPLING WAY |
| City | ATCO |
| State | NJ |
| Zip | 08004-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | GIBERSON SEC 02 |
| Legal Block | 502 |
| Legal Lot Number | 219 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 608901 |
376 Sapling Way is owned and occupied by two individuals who bought it in October 2018.
Source: Camden County and Waterford Township records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 10, 2023 | Intrafamily Transfer, Transfer |
| Oct 26, 2018 | Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on File |
| Deed Sale | Oct 26, 2018 · Amount on File |
| Prior Sale | May 9, 2007 · Amount on File |
| Deed Document Number | 201877925 |
| Deed Book / Page | 11000 / 927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 28, 2026 |
| Property Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000047810 |
| Book / Page | 13145 / 790 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202647810 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000047810, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 13145/790 |
| Instrument | 202647810 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000073563 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 12479/1304 |
| Instrument | 2023073563 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | May 10, 2023 |
| Property Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000031869 |
| Book / Page | 12348 / 1465 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023031869 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Oct 26, 2018 |
| Property Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000077925 |
| Book / Page | 11000 / 0927 |
| Map Reference | MAP830-3 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018077925 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | LANDIS TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,403.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, 376, ATCO, NJ 08004-1933 |
| Name | Verified Name |
|---|---|
| Address | 376 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000077926 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018077926 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 376 Sapling Way was $9,252, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,900 (-) Land $45,400 Building $157,500 | $202,900 (-) Land $45,400 Building $157,500 | |
| 2025 | $9,252.00 (+3.5%) | $202,900 Land $45,400 Building $157,500 | $202,900 Land $45,400 Building $157,500 |
| 2024 | $8,939.00 | ||
| 2023 | $202,900 Land $45,400 Building $157,500 | $202,900 Land $45,400 Building $157,500 | |
| 2022 | $8,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 376 Sapling Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 376 Sapling Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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