Camden County and Waterford Township property record for 371 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 1997 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $285,000 (Jan 2022) |
| Tax Bill | $8,231 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00504-0000-00021 |
| Primary APN | 35-00504-0000-00021 |
|---|
| Building Area | 1,584 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Street Address | 371 SAPLING WAY |
|---|---|
| City | ATCO |
| State | NJ |
| Zip | 08004-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | GIBERSON TR SEC II |
| Legal Block | 504 |
| Legal Lot Number | 21 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 371 SAPLING WAY, ATCO, NJ 08004-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Bargain and Sale Deed, Transfer · USDA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Feb 8, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Nov 21, 1997 · Amount on Record |
| Deed Document Number | 20227488 |
| Deed Book / Page | 11949 / 1315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jan 25, 2022 |
| Property Address | 371 SAPLING WAY, ATCO, NJ 08004-1955 |
| Document Number | 0000007488 |
| Book / Page | 11949 / 1315 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2022007488 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MEADOWS DR, 300, GALLOWAY, NJ 08205-9459 |
| Name | Verified Name |
|---|---|
| Address | 103A HARWOOD CT, MOUNT LAUREL, NJ 08054-2601 |
| Document Number | 0119491321 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 11949/1321 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 371 SAPLING WAY, ATCO, NJ 08004-1955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010013 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 11615/912 |
| Instrument | 2021010013 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Dec 21, 2045 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,500 (-) Land $45,400 Building $135,100 | $180,500 (-) Land $45,400 Building $135,100 | |
| 2025 | $8,231.00 (+3.51%) | $180,500 (-) Land $45,400 Building $135,100 | $180,500 (-) Land $45,400 Building $135,100 |
| 2024 | $7,952.00 (+7.3%) | ||
| 2023 | $180,500 Land $45,400 Building $135,100 | $180,500 Land $45,400 Building $135,100 | |
| 2022 | $7,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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